From the angle of Chinese automobile industry and its market development, the first part of this dissertation will be devoted to the description of the current situation of Chinese sedan industry and automobile consumption credit.

• 本文以我国汽车尤其轿车工业及市场发展为出发点，在本文第一部分对我国轿车工业与市场以及汽车消费信贷的现状进行了描述，并从对汽车消费信贷有较大影响的我国宏观经济环境、城乡居民消费水平、汽车产品种类、汽车价格、汽车金融服务和消费政策等主要方面进行了详细论述和量化分析。