Finally come up with some advices to solve domestic bancassurance Principal-agent problems in some aspects including reward, controlling power, fame and market-competing of agent.

• 最后结合国内银行保险发展的实践，从建立报酬机制、控制权机制、声誉机制和保险代理人市场竞争机制四个方面提出了解决我国银行保险委托代理问题的一些建议。