Diane, 43, has eliminated all nonessentials like cable and home phone service, joined budget plans with utility companies and put her two children in state health care.

• 43岁的Diane退订了一切不必要开销，例如：有线电视，固定电话，并且使用水电公司节约计划，让自己的两个孩子送入州立健康照料服务中心。