Defrauding death benefits of life insurance has become more and more serious recently, so the government and insurers must keep their eyes open about the liability exception of life insurers.

• 摘要近来，由于诈领人寿保险死亡保险金之情况甚为严重，使得政府及保险人不得不对人寿保险人免责事由之规范加以留意。