Commercial property looks more precarious by the day, as do car loans, student loans and credit-card debt (Capital One, a card issuer, cut its profit forecast on January 10th).

• 如今商用房产似乎也愈加的不稳定，同样受波及的还有汽车贷款、教育贷款以及信用卡业务（信用卡发行人之一的第一资本投资国际集团元月十日削减了其赢利预测）。