But at least do the math.If you convert every potential opportunity into an hourly wage, it makes the trade-off clear.And of course money saved is tax-free.

• 尽管似乎没有人注意到这点，但政府新出炉的数据显示，几十年来都几乎纹丝未动的实际小时工资最近升到了70年代以来最高水平。