Business risks that were once seen as a lumpy fact of life are now routinely sliced up and packaged into combinations that generally suit issuers and investors alike.

• 曾一度被认为是人生迭宕起伏的真实写照的商业风险，现在通常被分散后再重新组合成分别适合证券发行者和投资者的资产组合。