At the sixth chapter, we analyze the internal rationalities of Chinese segregation system on the basis of reviewing the changes history of Chinese financial system.

• 第六章在回顾我国金融体制变迁的基础上分析了我国分业银行制度选择的内在合理性，同时在把国内模型扩大到国际模型的过程中论述了我国分业银行制度体制所面临的压力和挑战。