At the second section, the author reviews four developed mortgage-backed securitization market countries and regions and concludes that: firstly, developed mortgage-backed securitization market is mainly at Anglo-American law system.

• 文章第二部分考察了目前世界上住房抵押贷款证券化市场较为发达的国家和地区的基本情况,得出以下结论:一是住房抵押贷款证券化发达市场主要存在于英美法系地区,此与英美法系的判例法传统存在很大关系;