As they are preparing for going public, the commercial banks arehindered by their high level of bad assets rate.

• 随着商业银行上市热潮的出现,不良资产率过高成为阻碍其发展的一大障碍,要使其成功上市以取得进一步发展,剥离其不良资产成为迫切需要,金融资产管理公司就是在这种情况下建立的。