As bank losses have soared, lenders have tightened standards and, despite lower interest rates, many commercial and consumer loans are still hard to come by.

 
  • 银行亏损与日俱增,信贷机构纷纷收紧放贷标准,尽管利率不断降低,但很多商业和消费者贷款却还是难以落实。
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