Article 48 Enterprises and institutions can choose on their own will a commercial bank to open their own basic accounts for daily transferance and settlement of accounts and cash receipts and payment, but cannot open two or more basic accounts.

• 第四十八条企业事业单位可以自主选择一家商业银行的营业场所开立一个办理日常转帐结算和现金收付的基本帐户，不得开立两个以上基本帐户。