According to ICBC housing loans relevant source, the current housing consumer loans remained the highest quality banking assets, and did not appear to increase the proportion of bad loans.

• 农业银行则很少做高价房的贷款，主要业务对象是中低价位楼盘。中信实业银行则视公司注册资金较少，换工作频繁的贷款人为资信不良。