A joint venture may also borrow foreign exchange funds from an overseas bank or a bank located in the Hong Kong or Macao region, but when doing so it must report to the State Administration of Exchange Control or one of its branch offices for the record.

• 合营企业也可以从国外或港澳地区的银行借入外汇资金，但必须向国家外汇管理局或其分局备案。