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- 物业贷款real property loan
- 贷款与价值比率放贷风险比率,计算方法为抵押或贷款总额除以物业的估值。Loan to Value Ratio A lending risk ratio calculated by dividing the total amount for the mortgage or loan by the appraised value of the property.
- 不过,我们要求你们以贷款总额至少25%的资金购买我们的设备。But we will require you to purchase our equipment at least by 25%25 of the total loan.
- 此外,也将进一步加强防患于未然的做法,与主要认可机构预先磋商它们的物业贷款计划。Further emphasis will be placed on the forward-looking approach of reviewing with the major institutions in advance their plans for property lending.
- 总额total (amount or value)
- 指经重组贷款总额占未偿还贷款总额的比率。Is measured by a ratio of total amount of rescheduled loans to total outstanding loans.
- 物业市场在第四季出现逆转,物业价格下跌,融资成本上涨,机构对物业贷款增长变得比较谨慎。The situation changed markedly in the fourth quarter. With property prices falling and funding costs rising, institutions became more cautious about increasing their property exposure.
- 原因是物业市场已没有过热迹象,而认可机构目前在物业贷款方面也更为克制。The property market is no longer overheated and authorized institutions are now being much more restrained in their property lending.
- 指过期按揭贷款总额占未偿还按揭贷款总额的比率。Is measured by a ratio of total amount of overdue loans to total outstanding loans.
- 认可机构应继续维持有关物业贷款的最新内部政策,并会就它们认为可接受的贷款比重设定上限。Institutions should continue to maintain up-to-date internal policies on property lending and to place their own limit on the size of exposure they are prepared to accept.
- 然而,未偿还按揭贷款总额则跟随最近数月的走势,继续急升。However, the amount of outstanding loans continued the rapid growth of recent months.
- 利润总额contribution margin
- 投资总额aggregate investment
- 尽管金管局已撤销有关指引,认可机构在发展物业贷款业务时仍须保持谨慎,特别是物业发展和投资方面的贷款。Despite the withdrawal of the guideline, the HKMA believes that authorized institutions should continue to be cautious on property lending, particularly on lending for property development and investment.
- 资产总额total assets
- 进出口总额total export-import volume
- 银行将向他提供一笔贷款。The bank will accommodate him with a loan.
- 住宅物业价格。Residential Property Prices
- 销售总额gross sales
- 出租物业rental property